Apple Pay vs. Android Pay vs. Samsung Pay

Apple Pay vs. Android Pay vs. Samsung Pay

Swiss Army Knife capable to do multiple things at a time, the Smartphones of today are the same, which allows a number of people to take upon the countless computing needs. The mobile payments have taken up the frontier place when it comes to the loaded features of Smartphones, this is a smart and engaging features which is taking the poll.

Mobile payments are now a reality and the two OS giants have successfully launched them to enable their users with the trendsetting technology. Tech companies have to jump through a number of technological and regulatory hoops, and they have to wait for various other industries to get in line. However, the tech giants are not able to force the banks credit card companies, and merchants to be a part of the same game as per their will.

Looking at the future of mobile payments, we will compare the two most popular payment systems in the recent scenario. With every development, the developers have to face new challenges, however, when we talk of money hope there will be no shortage of developers to learn up new tricks.

Apple Pay vs. Android Pay vs. Samsung Pay – The Comparison in Nutshell

Let us take a quick overview of the most promising mobile payment platforms. You can make money in mobile payments so all the giants such as Apple, Google and Samsung are eager to get on-board.

Apple Pay

Apple PayIt hardly needs any introduction at this point, but it is still the new kid on the block. Apple initially rolled it out in North America, so it is a while before the globe gets a chance to pay for their coffee everywhere with their iPhone.

Samsung Pay


It fired back by announcing the launch of Samsung pay during the release of their new handset Galaxy S6 launch event. Just as the Apple Pay, Samsung’s payment solution is limited to its own hardware. You will find something interesting in the payment mode that comes with Magnetic Secure Transmission (MST). It emits a magnetic field that simulates the swiping of a “magstrip” card, fooling the card reader making them think the card was swiped.

Android Pay


Will be hitting North America soon and as it is vendor-agonistic users just need a phone running Android 4.4.x KitKat or later, along with Near Field Communication (NFC) support. Google claims NFC is already present in about 70 percent of potentially compatible phones. NFC integration to first deployed to the Nexus S, which launched in late 2011.

In most of the respect the Android, Apple and Samsung Pay are the same. The underlying idea that forms the base of this payment system is the same. The goal is to enable the consumer to use the services, which means they have to be foolproof or fail. They mostly rely on the tokenization to remove the sensitive data transfers. You might be familiar with Google Wallet and know that it does not rely on tokenization. However, Android Pay still shares some solutions used in Google Wallet. For example, both rely on Host Card Emulation (HCE), while Apple Pay employs a Secure Element (SE) to protect sensitive information.

If we look into the feature set and market support of each platform, we will find that-

  • Apple Pay relies on a large and loyal consumer base running homogenous hardware
  • Samsung’s trump card is MST
  • Android Pay will be available on more devices than Apple Pay and Samsung Pay combined

To hire android developers to work for your business and take the advantage of Android Pay then give us a call or mail us at


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